Heat pump running cost for a 2-bed home

Updated 7 November 2026 · ClearCost UK · 4 min read

A heat pump heating a 2-bed home that needs 9,000 kWh of heat a year costs about £810 a year to run at 27p per kWh electricity and an efficiency (SCOP) of 3. A gas boiler for the same home would cost about £600 at 6p per kWh gas.
Advertisement

Heat pump running cost for a 2-bed home

The cost depends on how much heat the home needs, how efficient the heat pump is (its SCOP, or seasonal coefficient of performance) and the prices of electricity and gas. A SCOP of 3 means every 1 kWh of electricity delivers 3 kWh of heat.

9,000 kWh of heat a year

SCOPElectricity usedHeat pump cost a yearGas boiler cost a yearSaving vs gas (minus = costs more)
2.53,600 kWh£972£600-£372
33,000 kWh£810£600-£210
3.52,571 kWh£694£600-£94
42,250 kWh£608£600-£8

Electricity 27p/kWh, gas 6p/kWh, boiler efficiency 90%. Prices are typical: use your own bill.

What decides the saving

  • The gap between electricity and gas prices: a heat pump saves most when electricity is cheap compared with gas.
  • The SCOP: well-designed systems in well-insulated homes reach 3.5 or more.
  • The heat your home loses: insulation and draught-proofing cut the heat needed.
  • Your tariff: some suppliers offer cheaper heat pump or time-of-use tariffs.
Advertisement

Upfront cost and grants

A heat pump costs more to install than a gas boiler. In England and Wales the Boiler Upgrade Scheme has offered a grant towards an air source heat pump: check the current amount and eligibility on GOV.UK. Scotland and Northern Ireland have their own support schemes.

Check your own numbers

Find your heat demand from your gas bill (kWh used for heating) or your energy performance certificate, then enter it in the calculator above with your own prices.

Sources and further reading

Questions people ask

How much does it cost to run a heat pump in a 2-bed home?
About £810 a year at a SCOP of 3 and 27p per kWh, using 3,000 kWh of electricity.
Are heat pumps cheaper to run than gas boilers?
They can be when electricity is not much more than three to four times the price of gas per kWh and the heat pump is efficient. Check your own prices and heat demand.
What is SCOP?
Seasonal coefficient of performance: the heat delivered divided by the electricity used over a whole heating season. A SCOP of 3 means three units of heat for each unit of electricity.

Results are estimates for information only, not financial advice. Read the full disclaimer.

More free calculators

Advertisement