$30,000 car loan: monthly payments by term and interest rate
A $30,000 car loan costs between $452.78 and $926.31 a month at 7% APR, depending on the term. Pick a term below to see the full cost, or use the table to compare rates.
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Monthly payment on $30,000 by term and APR
Read across for the interest rate and down for the length of the loan.
$30,000 car loan: monthly payment
| Term | 4% APR | 5.5% APR | 7% APR | 9% APR | 12% APR | 15% APR |
|---|---|---|---|---|---|---|
| 3 years | $885.72 | $905.88 | $926.31 | $953.99 | $996.43 | $1,039.96 |
| 4 years | $677.37 | $697.69 | $718.39 | $746.55 | $790.02 | $834.92 |
| 5 years | $552.50 | $573.03 | $594.04 | $622.75 | $667.33 | $713.70 |
| 6 years | $469.36 | $490.14 | $511.47 | $540.77 | $586.51 | $634.35 |
| 7 years | $410.06 | $431.10 | $452.78 | $482.67 | $529.58 | $578.90 |
Fixed rate, equal monthly payments, no fees.
$30,000 over each term
Sources and further reading
Questions people ask
What is the cheapest way to borrow $30,000?
The cheapest loan has the lowest APR and the shortest term you can afford, with no origination fee. Compare banks, credit unions and online lenders using prequalification, which uses a soft credit check.
Results are estimates for information only, not financial advice. Read the full disclaimer.
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