How much rent can you afford?

Updated 7 November 2026 Β· ClearCost USA Β· 4 min read

Start with the calculator, or pick your income below to see the rent that fits the 30% rule.
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Three rules of thumb

  • The 30% rule: rent should be no more than 30% of gross income.
  • The 3x rule: income at least 3 times the monthly rent.
  • The 50/30/20 rule: half of take-home pay for needs, 30% for wants, 20% for savings and debt.

Rent you can afford on…

All Rent Affordability pages (12)

Sources and further reading

Questions people ask

How much income do I need for $1,500 rent?
Using the 3x rule, you need about $4,500 a month ($54,000 a year) before tax. The 30% rule gives $60,000 a year.

Results are estimates for information only, not financial advice. Read the full disclaimer.

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