Car payment calculator: estimate your auto loan payment
Enter the amount, interest rate and term to see your monthly payment, the total interest and a year-by-year balance. Below the calculator you can open ready-made tables for popular amounts from $10,000 to $70,000. It works as a car payment calculator and estimator: enter the price, interest rate and term to calculate your monthly car payment.
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How the payment is worked out
The payment is the amount that clears the loan exactly by the end of the term when interest is charged each month on what is still owed. Early payments are mostly interest and later payments are mostly capital, which is why the balance falls slowly at first.
A shorter term raises the payment but cuts the interest. A longer term does the opposite. Use the amount pages below to compare terms side by side.
Choose your loan amount
Boat, RV and motorcycle loans
All Auto Loan Payments pages (63)
- $10,000 over 3 years
- $10,000 over 4 years
- $10,000 over 5 years
- $10,000 over 6 years
- $10,000 over 7 years
- $10,000 auto loan
- $15,000 over 3 years
- $15,000 over 4 years
- $15,000 over 5 years
- $15,000 over 6 years
- $15,000 over 7 years
- $15,000 auto loan
- $20,000 over 3 years
- $20,000 over 4 years
- $20,000 over 5 years
- $20,000 over 6 years
- $20,000 over 7 years
- $20,000 auto loan
- $25,000 over 3 years
- $25,000 over 4 years
- $25,000 over 5 years
- $25,000 over 6 years
- $25,000 over 7 years
- $25,000 auto loan
- $30,000 over 3 years
- $30,000 over 4 years
- $30,000 over 5 years
- $30,000 over 6 years
- $30,000 over 7 years
- $30,000 auto loan
- $35,000 over 3 years
- $35,000 over 4 years
- $35,000 over 5 years
- $35,000 over 6 years
- $35,000 over 7 years
- $35,000 auto loan
- $40,000 over 3 years
- $40,000 over 4 years
- $40,000 over 5 years
- $40,000 over 6 years
- $40,000 over 7 years
- $40,000 auto loan
- $50,000 over 3 years
- $50,000 over 4 years
- $50,000 over 5 years
- $50,000 over 6 years
- $50,000 over 7 years
- $50,000 auto loan
- $60,000 over 3 years
- $60,000 over 4 years
- $60,000 over 5 years
- $60,000 over 6 years
- $60,000 over 7 years
- $60,000 auto loan
- $70,000 over 3 years
- $70,000 over 4 years
- $70,000 over 5 years
- $70,000 over 6 years
- $70,000 over 7 years
- $70,000 auto loan
- Boat loan calculator
- RV loan calculator
- Motorcycle loan calculator
Sources and further reading
Questions people ask
How is the monthly auto loan payment calculated?
Payment = loan amount × monthly rate ÷ (1 − (1 + monthly rate)^−number of months). The calculator on this page does it for you.
Results are estimates for information only, not financial advice. Read the full disclaimer.
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