Rent affordability calculator

Updated 7 November 2026 · ClearCost USA · 4 min read

Type your yearly income before tax and choose the share you want to spend on rent. The calculator shows a monthly rent figure.

How it works

It divides your yearly income by 12 and applies your chosen share. 30% is the usual guide; lower is safer, higher is common in expensive cities.

What percentage of income should go to rent?

About 30% of gross income is the common guide. Some budgets use 25%, and many people in high-cost cities pay 35% or more.

Results are estimates for information only, not financial advice. Read the full disclaimer.