$15,000 personal loan: monthly payments by term and interest rate

Updated 7 November 2026 ยท ClearCost USA ยท 4 min read

A $15,000 personal loan costs between $333.67 and $706.10 a month at 12% APR, depending on the term. Pick a term below to see the full cost, or use the table to compare rates.
Advertisement

Monthly payment on $15,000 by term and APR

Read across for the interest rate and down for the length of the loan.

$15,000 personal loan: monthly payment

Term8% APR10% APR12% APR15% APR20% APR25% APR
2 years$678.41$692.17$706.10$727.30$763.44$800.57
3 years$470.05$484.01$498.21$519.98$557.45$596.40
4 years$366.19$380.44$395.01$417.46$456.46$497.36
5 years$304.15$318.71$333.67$356.85$397.41$440.27

Fixed rate, equal monthly payments, no fees.

$15,000 over each term

Sources and further reading

Questions people ask

What is the cheapest way to borrow $15,000?
The cheapest loan has the lowest APR and the shortest term you can afford, with no origination fee. Compare banks, credit unions and online lenders using prequalification, which uses a soft credit check.

Results are estimates for information only, not financial advice. Read the full disclaimer.

More free calculators

Advertisement