$30,000 personal loan: monthly payments by term and interest rate
A $30,000 personal loan costs between $667.33 and $1,412.20 a month at 12% APR, depending on the term. Pick a term below to see the full cost, or use the table to compare rates.
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Monthly payment on $30,000 by term and APR
Read across for the interest rate and down for the length of the loan.
$30,000 personal loan: monthly payment
| Term | 8% APR | 10% APR | 12% APR | 15% APR | 20% APR | 25% APR |
|---|---|---|---|---|---|---|
| 2 years | $1,356.82 | $1,384.35 | $1,412.20 | $1,454.60 | $1,526.87 | $1,601.15 |
| 3 years | $940.09 | $968.02 | $996.43 | $1,039.96 | $1,114.91 | $1,192.79 |
| 4 years | $732.39 | $760.88 | $790.02 | $834.92 | $912.91 | $994.71 |
| 5 years | $608.29 | $637.41 | $667.33 | $713.70 | $794.82 | $880.54 |
Fixed rate, equal monthly payments, no fees.
$30,000 over each term
Sources and further reading
Questions people ask
What is the cheapest way to borrow $30,000?
The cheapest loan has the lowest APR and the shortest term you can afford, with no origination fee. Compare banks, credit unions and online lenders using prequalification, which uses a soft credit check.
Results are estimates for information only, not financial advice. Read the full disclaimer.
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